Management Of Non-Performing Assets (Npa) In Banks – With Special Reference To Union Bank Of India

Authors

  • Monti Saha
  • Aminuz Zaman
  • Priyo Basumatary

Keywords:

Non-performing asset, performing asset, Union bank of India, arrears, borrowers.

Abstract

The term non-performing asset can be defined as those advances or loans which are in arrears or in defaults. A bank considers its loans and advances as non-performing assets when the borrowers became unable to pay the interest along with the principal amount on due date. Through this study the researcher aims to ascertain the management of non- performing assets in Union Bank of India. This study is based on descriptive in nature and analysed the data which are collected from secondary sources of data. Through this study the researcher has find that the level of non-performing assets has decreased which has increased the level of profitability.

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References

Books:-

Srivastava, P.K 1999, Banking Theory and practices, New Delhi: kalyani publisher. Shekhar, K.C 2003, Banking Theory and practices, New Delhi:

Journal:-

Ahmed, Jaynal ud-din 2009,”Management of Non Performing Assets in commercial banks in India”, The Management Accountant, Vol.44 No.06, Pp. 470-478.

Chatterjee, Chanchal 2009,” Future Trends and Challenges in Indian Banking”, The Chartered Accountant, Vol.57 No.12, Pp.2115-2119.

Pillai, Manoj 2009,” Financial Restructuring of Non Performing Assets of Indian Banks”,

The Management Accountant, Vol.44 No.10, Pp. 789-793.

Reports:-

RBI Reports on trends and progress of banking in India 2006-07 to 2008-09. RBI reports on NPA

Union Bank of India Annual reports 2006-07 to 2008-09. Bulletins:-

RBI bulletins.

Websites:-

www.rbi.org.in www.unionbankofindia.com www.economictimes.com www.google.com

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Published

2021-02-28

How to Cite

Saha, M. ., Zaman, A. ., & Basumatary, P. . (2021). Management Of Non-Performing Assets (Npa) In Banks – With Special Reference To Union Bank Of India. The Journal of Contemporary Issues in Business and Government, 27(1), 1828–1836. Retrieved from https://cibgp.com/au/index.php/1323-6903/article/view/671

Issue

Vol. 27 No. 1 (2021): The journal of contemporary issues in business and government

Section

Articles

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