Countermeasures criminal action of corruption in banking in the lending of credits

Authors

  • RATNA NURHAYATI
  • SENO WIBOWO GUMBIRA

Keywords:

Corruption Crime; Banking; Lending of Credit.

Abstract

 This article discusses the prevention of corruption in the banking sector in credit extension that occurs in Indonesia. In the discussion of this article, it is known that although almost every bank has implemented the principle of prudence and trust in providing credit, if it is not followed by building Good Corporate governance, the deviation will continue and that this principle does not guarantee that there are no irregularities in the implementation of credit distribution because of the large number of factors, and the dominant factor is the problem of the welfare of the bank officials and employees. Moreover, almost all banks use the services of outsourcing workers, and in the case of the criminal act of corruption in resolving bad/problematic credit at state-owned banks, it is appropriate to see the reasons for the bad credit.

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References

Book

Zulkarnaein Sitompul, Problematika Perbankan, Penerbit Books Terrace & Library, Bandung, 2005.

Muhamad Djumahana.Hukum Perbankan Indonesia,Penerbit Citra Aditya Bakti, Bandung,2000.

Romli Atmasasmita, Pengantar Hukum Kejahatan Bisnis, Prenada Media, Jakarta, 2003.

Wahyuni Bahar Dkk, Tindak Pidana Di Bidang Perbankan: Penggunaan Undang-Undang Korupsi Terhadap Tindak Pidana Perbankan, Centre For Finance, Investment And Security Law (CFISEL), Jakarta, 2007.

Jonker Sihombing, Tanggung Jawab Yuridis Banker Atas Kredit Macet Nasabah, Alumni, Bandung, 2009.

Printed Media and Internet News

Agustus 2019, Penyaluran Kredit Perbankan Tembus Rp 5.489,6 Triliun", Klik untuk baca: https://money.kompas.com/read/2019/09/30/131400326/agustus-2019-penyaluran-kredit-perbankan- tembus-rp-54896-triliun . Diunduh pada 13 April 2020

Akhir 2020, Restrukturisasi Kredit Perbankan Tembus Rp971 Triliun, Restrukturisasi Kredit Perbankan Tembus Rp971 Triliun ", Klik selengkapnya di sini: https://finansial.bisnis.com/read/20210115/90/1343680/akhir-2020-restrukturisasi-kredit-perbankan- tembus-rp971-triliun .

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Published

2021-06-30

How to Cite

NURHAYATI, R. ., & GUMBIRA, S. W. . (2021). Countermeasures criminal action of corruption in banking in the lending of credits. The Journal of Contemporary Issues in Business and Government, 27(3), 1278–1282. Retrieved from https://cibgp.com/au/index.php/1323-6903/article/view/1730