Print ISSN: 2204-1990

Online ISSN: 1323-6903

Keywords : UTAUT


Factors influencing Nigerian Farmers’ Adoption of Solar Water Pumps for Agricultural Application.

Mohammed Sani Ibrahim, Dr. OumKumari R.

Journal of Contemporary Issues in Business and Government, 2022, Volume 28, Issue 4, Pages 504-516
DOI: 10.47750/cibg.2022.28.04.036

Farmers in many countries have at their disposal several options to control their energy expenditures of agriculture. One available choice that the farmers have not extensively adopted is the technology of solar energy for generation of electricity. The main objective of this research work was to have an idea of thelevel of farmers’ adoption of solar-powered water pumps and the major factors that influence adoption behavior. The study therefore usedan extended UTAUT model to examine the adoption behavior of farmers regarding solar-powered pumps. A survey was used for the UTAUT model application. The study found that few farmers were found to use solar photovoltaic technology and solar equipment for farming. Decisions of farmers on adoption were found to be influenced by many factors including environmental change, economic benefits, government policies, awareness, costs of technology etc. It was observed that increasing the level of awareness and provision of government policies such as subsidies and incentives to reduce the costs of solar water pumps could increase farmers’ level of adoption. From the results, the authorsinfer that farmers’ lack of knowledge of new farming technologies and schemes resulted in some farmers not investing in solar-powered pumps.
 

DETERMINANTS OF THE INTENTION TO USE LOAN SHARKS OF STUDENTS: EMPIRICAL EVIDENCES FROM VIETNAMESE UNIVERSITIES

Khuc The Anh, PhungThanhQuang

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 6, Pages 473-484
DOI: 10.47750/cibg.2021.27.06.039

Based on the development of the Unified Theory of Acceptance and Use of Technology model
(UTAUT), the authors measured the intention to use loan sharks for students in Vietnamese
universities. The research utilizes both quantitative and qualitative methods with the primary data
collected from students in Vietnamese universities. The results demonstrate that three main variables
significantly impact on intention to use loan sharks, namely "Social Influence," "Financial Literacy,"
and "Expectancy Effort." In particular, the authors added the "Financial Literacy" element through
the results of in-depth interviews. Besides, "Gender" and "Academic Year" also affect the
relationship between three main variables and the intention to use loan sharks. Based on the research
results, the authors propose several specific policy implications for authorities to eliminate loan
sharks through social media and promote financial literacy in universities.

Study on the possibility of applying the unified theory of acceptance and use of technology in online insurance business

DR. NGUYEN THANH HUYEN; DR. NGUYEN THI THANH PHUONG; MA. TRAN THỊ THU TRANG; MA. LE THANH HUYEN

Journal of Contemporary Issues in Business and Government, 2021, Volume 27, Issue 2, Pages 72-78
DOI: 10.47750/cibg.2021.27.02.010

In the context of the fourth technological revolution, online insurance has become a new trend of providing insurance products around the world. In Vietnam, some insurance companies have innovatively applied new technologies in their business activities, including online insurance. However, the field of online insurance is still in slow development and there have not been studies to find out about the degree of customer acceptance of this service. Therefore, the research team conducted a survey on customers 'demand for online insurance and researched the factors affecting customers' intention and behavior for using online insurance services through the Unified theory of acceptance and use of technology (UTAUT). The research team used structural equation modeling (SEM) to evaluate the relationship between the factors in the model. The research results show that risk perception, trust, social influence, and expected performance have an impact on customers' intention to use online insurance and the relationship between customers' intention and behavior for using online insurance.