AN EVALUATION OF THE CREDIT RISK MANAGEMENT OF THE FINANCIAL INSTITUTIONS
Keywords:
business analytics, economic perception, risk managementAbstract
Background/Objectives: CRM evolution is justified the idea on the implications of the financial industries where all of the information’s are properly impact. In order to the financial criteria is defined on this study as much as possible.
Material and methods: Survey analysis is properly determined in the primary qualitative methods with the 55 responses.
Significance of the study: The significance of the study on the evolution on the growth of a better data in the fundamental aspect based.
Findings: The result findings symbolize the various knowledge of the CRM in the improvement of the financial sector.
Conclusion: There is the improvement process in the CRM in the financial industries as much as possible. All of the impact is determined in the growth of this paper.
Downloads
References
Ainia, N. S. N., & Lutfi, L. (2019). The influence of risk perception, risk tolerance, overconfidence, and loss aversion towards investment decision making. Journal of Economics, Business, & Accountancy Ventura, 21(3), 401-413. . Retrieved from: https://pdfs.semanticscholar.org/5890/4ca9ea7f5f8f4d0278c770b92d1769130193.pdf retrieved on: 27th January 2023
Allevi, E., Basso, A., Bonenti, F., Oggioni, G., & Riccardi, R. (2019). Measuring the environmental performance of green SRI funds: A DEA approach. Energy Economics, 79, 32-44. . Retrieved from: https://pdfs.semanticscholar.org/5890/4ca9ea7f5f8f4d0278c770b92d1769130193.pdf retrieved on: 27th January 2023
Anadu, K., Kruttli, M., McCabe, P., & Osambela, E. (2020). The shift from active to passive investing: Risks to financial stability?. Financial Analysts Journal, 76(4), 23-39. . Retrieved from: https://www.federalreserve.gov/econres/feds/files/2018060r1pap.pdf retrieved on: 27th January 2023
Ben-David, I., Li, J., Rossi, A., & Song, Y. (2022). What do mutual fund investors really care about?. The Review of Financial Studies, 35(4), 1723-1774. . Retrieved from: https://fraconference.com/wp-content/uploads/2018/11/20181117-compressed.pdf retrieved on: 27th January 2023
Döttling, R., & Kim, S. (2022). Sustainability preferences under stress: Evidence from mutual fund flows during COVID-19. Available at SSRN 3656756. . Retrieved from: https://www.westernsouthern.com/-/media/files/touchstone/active-share/ssrn- id3247356.pdf retrieved on: 27th January 2023
Galagedera, D. U. (2019). Modelling social responsibility in mutual fund performance appraisal: A two-stage data envelopment analysis model with non-discretionary first stage output. European Journal of Operational Research, 273(1), 376-389. . Retrieved from: https://ecgi.global/sites/default/files/working_papers/documents/ceccarelliramelliwagnerf inal_0.pdf retrieved on: 27th January 2023
Griffith, S. J. (2019). Opt-in stewardship: Toward an optimal delegation of mutual fund voting authority. Tex. L. Rev., 98, 983. . Retrieved from: https://ir.lawnet.fordham.edu/cgi/viewcontent.cgi?article=2016&context=faculty_scholar ship retrieved on: 27th January 2023
Hilorme, T., Zamazii, O., Judina, O., Korolenko, R., & Melnikova, Y. (2019). Formation of risk mitigating strategies for the implementation of projects of energy saving technologies. Academy of Strategic Management Journal, 18(3), 1-6. . Retrieved from: https://www.researchgate.net/profile/Tetiana- Hilorme/publication/340105189_FORMATION_OF_RISK_MITIGATING_STRATEGI ES_FOR_THE_IMPLEMENTATION_OF_PROJECTS_OF_ENERGY_SAVING_TEC HNOLOGIES/links/5e790ee092851c3091390043/FORMATION-OF-RISK- MITIGATING-STRATEGIES-FOR-THE-IMPLEMENTATION-OF-PROJECTS-OF-
ENERGY-SAVING-TECHNOLOGIES.pdf retrieved on: 27th January 2023
Ji, X., Zhang, Y., Mirza, N., Umar, M., & Rizvi, S. K. A. (2021). The impact of carbon neutrality on the investment performance: Evidence from the equity mutual funds in BRICS. Journal of Environmental Management, 297, 113228. . Retrieved from: https://journals.vilniustech.lt/index.php/TEDE/article/download/8740/8400 retrieved on: 27th January 2023
Kou, G., Chao, X., Peng, Y., Alsaadi, F. E., & Herrera-Viedma, E. (2019). Machine learning methods for systemic risk analysis in financial sectors. Technological and Economic Development of Economy, 27(5), 716-742. . Retrieved from: http://faculty.bus.olemiss.edu/rvanness/Speakers/Presentations%202016- 2017/Albert%20Wang%20-%20WY_Terrorist_1_30_17.pdf retrieved on: 27th January 2023
Krakow, J., & Schäfer, T. (2020). Mutual funds and risk disclosure: Information content of fund prospectuses (No. 20-54). Swiss Finance Institute. Retrieved from: https://www.efmaefm.org/0EFMAMEETINGS/EFMA%20ANNUAL%20MEETINGS/2 021-Leeds/papers/EFMA%202020_stage-1301_question-Full%20Paper_id-351.pdf retrieved on: 27thJanuary 2023
Ma, L., & Tang, Y. (2019). Portfolio manager ownership and mutual fund risk taking. Management Science, 65(12), 5518-5534. Retrieved from: https://ink.library.smu.edu.sg/cgi/viewcontent.cgi?article=5545&context=lkcsb_research retrieved on: 27thJanuary 2023
Ma, Y., Xiao, K., & Zeng, Y. (2022). Mutual fund liquidity transformation and reverse flight to liquidity. The Review of Financial Studies, 35(10), 4674-4711. . Retrieved from: https://www.clevelandfed.org/-
/media/project/clevelandfedtenant/clevelandfedsite/events/2020/financial-stability- coference/kairong-xiao-presentation.pdf retrieved on: 27thJanuary 2023
Mirza, N., Hasnaoui, J. A., Naqvi, B., & Rizvi, S. K. A. (2020). The impact of human capital efficiency on Latin American mutual funds during Covid-19 outbreak. Swiss Journal of Economics and Statistics, 156(1), 1-7. . Retrieved from: https://sjes.springeropen.com/articles/10.1186/s41937-020-00066-6 retrieved on: 27thJanuary 2023
Mirza, N., Naqvi, B., Rahat, B., & Rizvi, S. K. A. (2020). Price reaction, volatility timing and funds’ performance during Covid-19. Finance Research Letters, 36, 101657. . Retrieved from: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7301103/ retrieved on: 27thJanuary 2023
Raghunandan, A., & Rajgopal, S. (2022). Do ESG funds make stakeholder-friendly investments?. Review of Accounting Studies, 27(3), 822-863. . Retrieved from: https://link.springer.com/article/10.1007/s11142-022-09693-1 retrieved on: 27thJanuary 2023
Rizvi, S. K. A., Mirza, N., Naqvi, B., & Rahat, B. (2020). Covid-19 and asset management in EU: A preliminary assessment of performance and investment styles. Journal of Asset Management, 21(4), 281-291. . Retrieved from: https://link.springer.com/article/10.1057/s41270-020-00172-3 retrieved on: 27thJanuary 2023
Roncoroni, A., Battiston, S., Escobar-Farfán, L. O., & Martinez-Jaramillo, S. (2021). Climate risk and financial stability in the network of banks and investment funds. Journal of Financial Stability, 54, 100870. . Retrieved from: https://ethz.ch/content/dam/ethz/special-interest/mtec/cer-eth/resource-econ- dam/documents/research/sured/sured- 2020/Climate%20risk%20and%20financial%20stability%20in%20the%20network%20of
%20banks.pdf retrieved on: 27thJanuary 2023
Sabirov, O. S., Berdiyarov, B. T., Yusupov, A. S., Absalamov, A. T., & Berdibekov, A. I. U. (2021). Improving Ways to Increase the Attitude of the Investment Environment. REVISTA GEINTEC-GESTAO INOVACAO E TECNOLOGIAS, 11(2),
-1975. . Retrieved from: https://revistageintec.net/wp- content/uploads/2022/02/1811.pdf retrieved on: 27thJanuary 2023
Tao, R., Su, C. W., Xiao, Y., Dai, K., & Khalid, F. (2021). Robo advisors, algorithmic trading and investment management: wonders of fourth industrial revolution in financial markets. Technological Forecasting and Social Change, 163, 120421. . Retrieved from: https://ethz.ch/content/dam/ethz/special-interest/mtec/cer-eth/resource-econ- dam/documents/research/sured/sured- 2020/Climate%20risk%20and%20financial%20stability%20in%20the%20network%20of
%20banks.pdf retrieved on: 27thJanuary 2023
Wahyudi, S., Hasanudin, H., & Pangestutia, I. (2020). Asset allocation and strategies on investment portfolio performance: A study on the implementation of employee pension
fund in Indonesia. Accounting, 6(5), 839-850. Retrieved from:. http://growingscience.com/ac/Vol6/ac_2020_50.pdf retrieved on: 27thJanuary 2023
Wang, A. Y., & Young, M. (2020). Terrorist attacks and investor risk preference: Evidence from mutual fund flows. Journal of Financial Economics, 137(2), 491-514. . Retrieved from: https://journals.vilniustech.lt/index.php/TEDE/article/download/8740/8400 retrieved on: 27thJanuary 2023
Wardlaw, M. (2020). Measuring mutual fund flow pressure as shock to stock returns. The Journal of Finance, 75(6), 3221-3243. . Retrieved from: https://revistageintec.net/wp- content/uploads/2022/02/1811.pdf retrieved on: 27thJanuary 2023
Fabregat-Aibar, L., Barberà-Mariné, M. G., Terceño, A., & Pié, L. (2019). A bibliometric and visualization analysis of socially responsible funds. Sustainability, 11(9), 2727. . Retrieved from:
https://eprints.lancs.ac.uk/id/eprint/143842/1/AAAJ_AAM_of_Shifting_the_focus_of_su stainability_accounting_from_impacts_to_risks_and_dependencies.pdf retrieved on: 27thJanuary 2023
Elton, E. J., Gruber, M. J., & Souza, A. D. (2022). Are enhanced index funds enhanced?. European Financial Management, 28(2), 327-344. . Retrieved from: https://pages.stern.nyu.edu/~mgruber/pdfs/efm21.pdf retrieved on: 27thJanuary 2023
Dong, X., Feng, S., & Sadka, R. (2019). Liquidity risk and mutual fund performance. Management Science, 65(3), 1020-1041. . Retrieved from: https://pages.stern.nyu.edu/~mgruber/pdfs/efm21.pdf retrieved on: 27thJanuary 2023
Downloads
Published
How to Cite
Issue
Section
License
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
You are free to:
- Share — copy and redistribute the material in any medium or format for any purpose, even commercially.
- Adapt — remix, transform, and build upon the material for any purpose, even commercially.
- The licensor cannot revoke these freedoms as long as you follow the license terms.
Under the following terms:
- Attribution — You must give appropriate credit , provide a link to the license, and indicate if changes were made . You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
- No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.
Notices:
You do not have to comply with the license for elements of the material in the public domain or where your use is permitted by an applicable exception or limitation .
No warranties are given. The license may not give you all of the permissions necessary for your intended use. For example, other rights such as publicity, privacy, or moral rights may limit how you use the material.
