Document Type : Research Article


1 PhD Student in Accounting, Department of Accounting, Qazvin Branch, Islamic Azad University, Qazvin, Iran

2 Assistant Professor, Department of Accounting, Islamic Azad University, Rasht, Iran

3 Department of Management, Faculty of Humanities, Islamic Azad University, Lahijan Branch, Lahijan, Iran

4 Assistant Professor, Department of Business Management, Islamic Azad University of Rasht, Rasht, Iran


The present study investigates the relationship between intrinsic factors and monetary disorders for the first time in Iran. The statistical population is the banks that are members of the Tehran Stock Exchange. The sample size is based on new methods of experiments and using Sample Power software and according to the type of research relationship hypothesis which is a combination of two scale variables but abnormal, Spearman test has been used. The first hypothesis of the study based on the relationship between two variables of financial risk tolerance and monetary disorders, showed that there is a significant relationship between the variables of financial risk tolerance and monetary disorders and there is a positive and moderate relationship between variables and the first hypothesis was accepted. Moreover, based on the results, the second hypothesis has a significant relationship between the variables of financial anxiety and monetary disorders, which shows a positive and moderate relationship between the variables. The second hypothesis was accepted and finally the third test showed that there is no significant relationship between monetary outcomes variables and monetary disorders and the third hypothesis of the research was not accepted. Therefore, based on the inherent origin of the variables of financial risk tolerance and financial anxiety, it has a positive and significant relationship with monetary disorders.


Main Subjects

  1. Archuleta Kristy L. & Emily A. & Burr Anita K. & Dale Anthony C. & Dan D. & Erika R. & Jeffrey N. & Kelley W. ,& Kurt S. & Brett C. & Edward H. (2012), “What Is Financial Therapy? Discovering the Mechanisms and Aspects of an Emerging Field.” Journal of Financial Therapy, 3(2): 57-78.
  2. Oggins J. (2013), Topics of marital disagreement among African-Americans and Euro- American newlyweds, Psychological Reports, 9(2): 419-425.
  3. Tolin D. & Brady R. & Hannan S. (2008), Obsessional beliefs and symptoms of ocd in a clinical sample, Journal of Psychopathology and Behavioral Assessment, 30(4): 31-42.
  4. Mostafaei Z .(2012), Investigating the Relationship between Investors' Personality Types and Behavioral Biases, M.Sc. Thesis, University of Guilan, 9(3): 150-171.
  5. Mohammadi Y. (2019), Personality Theories, Vaziri, 10th edition, 17(5): 361-385.
  6. Valian H. & Matoufi A. (2018), Investigating the Relationship between Earnings Quality and Financial Stress in the Tehran Stock Exchange, Journal of Financial Engineering and Securities Management, 36(6): 251-272.
  7. Fattahi S. (2019), Monetary and Financial Disorders, Attitude and Money Anxiety, Tadbir Management Specialized Journal, 30(3): 60-73.
  8. Amani Dadgar B. & Badavonhandi Y. & Zeinali M. (2019), Model of Piety in Health Accounting with Emphasis on the Mediating Role, Ethical Development, 10(2): 109-122.
  9. Pourali M. (2012), Presenting a Model for Measuring and Evaluating Financial Health in Iran's Environmental Conditions, Investment Knowledge, 2(5): 179-206.
  10. Cordell D. (2001), Risk PACK: How to Evaluate Risk Tolerance, Journal of Financial Planning, 64(14): 74-89.
  11. Ebrahimi Shaghaghi M. (2019), Study of the Effect of Financial Stress Index on Economic Growth in Iran (Comparative Approach of Linear and Nonlinear Model), Scientific Journal, Financial Knowledge of Securities Analysis, 12(42): 85-106.
  12. Gilliam John E. & Chatterjee S. & Grable J. (2010), “Measuring the Perception of Financial Risk Tolerance: A Tale of Two Measures”, Journal of Financial Counseling and Planning, 21(2): 15-36.
  13. Shapiro Gilla K. & Burchell Brendan J. (2012), Measuring Financial Anxiety, Journal of Neuroscience, Psychology and Economics, 9(1): 77-96.
  14. Matoufi A. & Valian H. (2018), Investigating the Relationship between Earnings Quality and Financial Stress in Tehran Stock Exchange, Financial Engineering and Securities Management, 9(3): 251-272.
  15. Furnham A. & von Stumm S. & Milner R. (2014), Moneygrams: Recalled Childhood Memories about Money and Adult Money Pathology, Journal of Financial Therapy, 5(1): 33-41.
  16. Hill E. & Allsop D. & Le Baron  A. & Bean R. (2017), How do Money Sex and Stress Influence Marital Instability?, Journal of Financial Therapy, 8(1): 134-158.
  17. Myers I. & Mc Caulley M. & Quenk N. & Hammer A. (1998), MBTI manual-A guide to the development and use of the Myers-Briggs Type Indicator (3rd ed.), Mountain View, CA: CPP, Inc, 19(8): 77-86.