Journal of Contemporary Issues in Business and Government

Abstract

This study examines the gender disparity in Africa‟s small and medium business (SME) credit
market. It shows how capital market imperfections can lead to second best solutions, so this
research is significant for emerging economies. The gender gap between men and women is still
there in Africa, and unless particular efforts are made to address the underlying issues today, it
will continue to increase. The fact that black women make up the majority of the self-employed
population isn't reflected in present industry targets for company activity, which is a problem.
Women-owned businesses in Africa face unique problems, and this study evaluates whether
financial service providers in the country are adequately aware of these issues.