Sharma, Dr. Rasna, and Ms. Sheena Chopra. “Advancement of Loans and It’s Repayment Behavior- A Study of Self Help Groups in Region of Punjab”. The journal of contemporary issues in business and government 27, no. 1 (February 28, 2021): 2389–2401. Accessed January 15, 2025. https://cibgp.com/au/index.php/1323-6903/article/view/713.