KIRAN, FAIZA, DR. NORHAZLINA BINTI IBRAHIM, and PROF. MADYA DR. AMIR BIN SHAHARUDDIN. “Determinants of Switching Barriers Among Oman’s Retail Banking Consumers”. The journal of contemporary issues in business and government 27, no. 3 (June 30, 2021): 2734–2743. Accessed March 12, 2025. https://cibgp.com/au/index.php/1323-6903/article/view/1884.