GUMBIRA, S. W. ., D. . PUSPITAWATI, and K. . TEJOMURTI. “Unefficiency Settlement Of Fintech Lending Disputes And How Legal Framework To Settle It: Indonesia Perspective”. The Journal of Contemporary Issues in Business and Government, vol. 27, no. 2, Apr. 2021, pp. 4021-4, https://cibgp.com/au/index.php/1323-6903/article/view/1309.