SALLEH, FAUZILAH, ZAINUDDIN AWANG, NORFADZILAH RASHID, and NIK AHMAD SUFIAN BURHAN. 2021. “The Moderating Effect of Risk-Taking Propensity on the Relationship Between Perception towards Insurable Risks and General Takaful Demand Among SMEs”. The Journal of Contemporary Issues in Business and Government 27 (2):134-41. https://cibgp.com/au/index.php/1323-6903/article/view/911.