Maeenuddin, Shaari Abd Hamid, Annuar MD Nassir, and Ghayasuddin. 2021. “Does Economic Efficiency Matters? Evidence from Microfinance Sector of Pakistan”. The Journal of Contemporary Issues in Business and Government 27 (6):979-88. https://cibgp.com/au/index.php/1323-6903/article/view/2212.