KIRAN, FAIZA, DR. NORHAZLINA BINTI IBRAHIM, and PROF. MADYA DR. AMIR BIN SHAHARUDDIN. 2021. “Determinants of Switching Barriers Among Oman’s Retail Banking Consumers”. The Journal of Contemporary Issues in Business and Government 27 (3):2734-43. https://cibgp.com/au/index.php/1323-6903/article/view/1884.