HUSSAIN, ABID, DR. MAJID ALI, DR. NISAR AHMAD, DR. MUBBSHER MUNAWAR KHAN, and DR. RIZWAN QAISER DANISH. 2021. “An Empirical Investigation of Service Quality, Usage and Mobile Banking in Predicting Adaptive Performance: Serial Mediation Model”. The Journal of Contemporary Issues in Business and Government 27 (2):1089-1100. https://cibgp.com/au/index.php/1323-6903/article/view/1020.