Pallathadka, H. ., & Pallathadka, L. K. . (2022). A QUANTITATIVE INVESTIGATION AND CRITICAL ANALYSIS OF FINTECH AS A CHANGE AGENT IN THE FINANCIAL MARKETS. The Journal of Contemporary Issues in Business and Government, 28(2), 223–235. Retrieved from https://cibgp.com/au/index.php/1323-6903/article/view/2335